Building Home Loans Made Simple

Build with confidence with us in your corner. We compare construction loans from 60+ lenders with progressive drawdowns, interest only during the build, and flexible terms matched to your timeline.
Discover how we help
01

Access to 60+ Lenders

We compare construction loans from a wide panel of banks and lenders to find the most competitive option for your build.
02

Expert Guidance from Start to Finish

From pre-approval to final drawdown, our brokers support you through every stage of the construction process.
03

Tailored Loan Structures

We help you secure flexible building loans with features like progressive payments, interest-only during construction, and offset accounts once the build is complete.
04

Fast, Streamlined Process

Apply online, upload documents securely, and get updates from your dedicated broker—without the hassle of chasing paperwork or bank branches.

Build Your Home with Confidence

Planning to build your dream home or take on a major renovation? Getting the right finance in place is just as important as choosing the right builder. We simplify the process with tailored building loan solutions that support your project from the ground up.

What is a Building Loan?

A building loan (also known as a construction loan) is a specialised type of home loan designed for people building a new home, completing a major renovation, or buying a house and land package. Unlike a traditional home loan, funds are released in stages—called progress payments—to align with each phase of your build, such as laying the slab, framing, lock-up, and final completion.

During construction, most lenders offer interest-only repayments on the amount drawn, helping to keep costs lower while the build is underway.

Why use a Building Loan?

If you’re planning to build your dream home or undertake a large renovation, a construction loan gives you the flexibility and financial control to get it done. Benefits include:

  • Only pay for what you use – You’re only charged interest on the funds as they’re drawn down.

  • Manageable cash flow – Interest-only repayments during construction help reduce pressure on your budget.

  • Tailored to your timeline – The loan is structured around key building milestones.

  • Supports home and land packages – Ideal if you’re buying land and building separately.

 

Over 60 banks, credit unions, and non-bank lenders compared to find you a top rate loan that is suited to your needs.
Our service is zero-cost. We’re paid by the lender once your loan settles so you aren't left out of pocket.
Saves you time and money by avoiding endless comparison sites. We do the legwork.
Loan Health Check Available for when you already have a loan. Let us review it and show you if there's a better deal.

Ready to make your next move?

Chat with a Money Squared mortgage broker about your next loan move. Our guidance and support are always cost-free and obligation-free.

Talk to a broker

Our expert insights will help guide you through the process and get you to your goal sooner.
0416 632 264

Book an appointment

Experience the difference, we take out the leg work and we will fit into your schedule.
Book a chat

Start

We get it, you’re in the moment. Apply online and we will send you the top 3 rates for your loan.
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Lending solutions for you.

We simplify the loan journey and make finance really happen for our customers.
Loan express Pty Ltd trading as MONEY SQUARE (ABN: 33 634 736 628) with Credit Representative Number 469550 is a Credit Representatives of Australian Credit Licence 224985.
This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.