Category: Home loans

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What the latest rate rise really means for borrowers

Broker Kit 3 February 2026 No Comments

The RBA has lifted rates to 3.85%. Here’s what the latest rate rise really means for your home loan, repayments, and the smart moves borrowers can still make.

When rent costs more than a mortgage in parts of Australia

Broker Kit 27 January 2026 No Comments

In hundreds of suburbs, tenants are now paying more each week in rent than they would be paying on a mortgage for the same type of home.

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Can Christmas debt affect home loan approval?

Broker Kit 17 December 2025 No Comments

Worried Christmas spending could affect your home loan approval? Learn how festive debt, credit cards and BNPL can impact borrowing power and how to stay mortgage ready.

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When Rates Won’t Move Borrowers Still Can

Broker Kit 5 December 2025 No Comments

Inflation is up and rates aren’t falling yet, but borrowers can still get great home loan deals. Discover simple strategies to save, improve cash flow and stay ahead.

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Mortgage stress at lowest level since early 2023

Broker Kit 28 October 2025 No Comments

Mortgage stress in Australia has eased to its lowest level since early 2023 as rate cuts and income growth bring relief.

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Granny flats demand booms as Australians search for affordable housing solutions

Broker Kit 27 September 2025 No Comments

Discover how granny flats are helping Australians with affordable housing. Learn about granny flat loans, using home equity to build or renovate, and your finance options.

How Quickly Can a Home Loan Be Approved?

Broker Kit 28 August 2025 No Comments

Find out how long home loan approval takes in Australia, from pre-approval to full approval, and what helps speed up the process.

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Rate Relief in Motion What the August RBA Rate Cut Means for Homeowners and Investors

Broker Kit 14 August 2025 No Comments

On 12 August 2025, the Reserve Bank of Australia (RBA) cut the official cash rate by 25 basis points to 3.60 per cent.

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50,000 Reasons to Get Excited About the Home Guarantee Scheme This Financial Year

Broker Kit 1 August 2025 No Comments

The Home Guarantee Scheme 2025–26 offers 50,000 places to help Australians buy a home with as little as 2–5% deposit and no LMI.

Queensland based Mortgage broker in orange long sleeve shirt writing on Seller disclosure statement (form 2)

New Queensland Disclosure Laws Could Add Costs for Sellers but More Clarity for Buyers

Broker Kit 31 July 2025 No Comments

From August 1, 2025, new seller disclosure laws will come into effect in Queensland, introducing significant changes to the way properties are sold.

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This website provides general information only and has been prepared without taking into account your objectives, financial situation or needs. Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

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